Debt recovery (collection) in Slovakia

We provide debt recovery in the territory of whole Slovak republic.

Debt collectors in Slovakia.

Debt recovery (collecting) using the services of an attorney - the law firm has several advantages over money claiming via various commercial companies in Slovakia. You have not only the certainty of the legal claiming of your money but also the serious approach. We do not allow any debtor to feel save.

Money claiming (debt collecting) shall be made by us after receiving the Power of Attorney for representation. In the case of debt recovery, we shall claim also the costs of judicial proceeding and legal representation together with the principal. In the case of a successful money claim, all investments shall be recovered. For more information see Prices, Terms and Conditions Debt Recovery).

The bottom limit for money claiming (debt recovery) is not limited by law. Also petite debts are receivables and several petite receivables can make a great debt

We claim money from the debtors on the territory of Slovakia including interests.

- Debt collecting - Recovery - Procedure
- Prices, Terms and Conditions Debt Collecting Recovery
- The Attorney Fee Debt Collecting
- Documents and Information Needed Debt Recovery
- Payment Warrant EXPRESS DEBT RECOVERY by Payment Warrant within 10 Days
- Secrecy Obligation



Here is the model procedure when claiming money from the debtor:

After assuming the representation – by signing the Power of Attorney form we shall take over the papers regarding the given matter you have available from you (the documents may be sent by e-mail, post).

We shall send a reminder to the debtor with the deadline for the payment, or if you have already invited the debtor, we may immediately bring the legal action (see also Express Debt Recovery within 10 Days).

- If the debtor pays upon the call from the attorney, the matter shall be settled and recovered money shall be paid in favour of your account, and
- In the case the debtor does not pay his/her/its payable - dent and does not return you money, however he/she/it responds to the call, we shall communicate with him/her/it for the purpose of the debt security and its successful recovery.

- if no of the above cases occurs, we shall prepare the legal action and it shall be brought to the court competent from place and matter point of view or arbitrary authority. We shall represent you in the proceeding while recovering the debt till the final completion of the matter, i.e. till the issuance of a legal resolution, and

- if the debtor does not pay money even on the basis of the legal court resolution or the arbitrary judgement, we shall represent you henceforward in the execution proceeding.

We shall regularly inform you on the situation in the debt collecting through our online system which is available 24/7 for our clients.

(Back to the beginning of the page)



- After assuming the representation, you shall pay the advance for representation to us, usually amounting to the fee for 2 legal assistance acts. The amount of a single act depends upon the amount of receivable and we shall announce you the amount upon request. Usually it is the amount of 2 - 5% of the entire debt.

- In the case of a successful debt collecting, all invested costs shall be recovered. We shall phrase the legal action in such a way so that the court awarded you also the reimbursement of the costs of legal proceeding. Thus it is your debtor who shall pay for our services.

The successful debt recovery requires both care and experience. We know hot to ensure you would really see your money without unreasonable costs. It makes a difference who claims your receivable.

(Back to the beginning of the page)



The moment of time when the debt is paid by the debtor is crucial.

When the debtor pays his/her debt after receiving the reminder from our Law firm in Bratislava:

The fee of our law firm in Bratislava shall represent 5% of the recovered amount after the previous agreement. The fee may be also agreed individually or it is possible to agree upon the lump sum, in particular in the case of greater quantity of receivables.

As long as the debtor does not pay on the basis of the reminder, we shall represent you in the legal or arbitrary proceeding (you shall be obliged to pay the court fee for the commencement of the proceeding amounting to 6% of the amount brought to the action).

- Since it is the representation by an attorney, in the case of a success, the attorney shall be entitled to the cots of legal representation pursuant to the Regulation of the Ministry of Justice of the Slovak Republic No. 655/2004 Coll. on fees and compensations of advocates for legal service provision.

After the successful debt recovery you shall have 100% of the receivable, overdue interest or contractual fines. The paid costs of proceedings shall be recovered.

In the case the debt is not paid on the basis of the judgement or the arbitrary judgement, we shall represent you in the execution proceeding.

(Back to the beginning of the page)


This is the example of the collecting of a debt amount to EUR 10,000 in a way of legal proceeding: When the debtor does not pay the debt on the basis of the call, we shall represent you in the legal proceeding. In the case of a success in the matter, in this case the entire amount brought in action, thus EUR 10,000, the paid court fee (EUR 600) and in addition overdue interest (ca 10% p.a.), or even the contractual fine, if agreed, shall be passed to you. Our law firm in Bratislava shall be entitled to the costs of legal representations pursuant to the Regulation No. 655/2004 Coll., in this case it shall be EUR 555.90 (i.e. for 2 legal assistance acts). Our fee shall be paid by your debtor.

If the debtor does not pay its debt even on the basis of the judicial resolution, we shall represent you in the execution proceeding. In this case, the entire amount of EUR 10 000, the paid court fee and overdue interest, or the contractual fines shall be passed to you.

(Back to the beginning of the page)



We shall need some of the following documents from you for debt recovery:

- information on the debtor and the debt

- documents on the establishment of the relationship with the debtor

- purchase order, correspondence in the case of an oral order, or contract, bill of exchange, invoices
 
- in the case of a partial settlement of the invoice, information on it

- or another papers or information regarding the contractual relationship, witnesses

(Back to the beginning of the page)

Payment Warrant in Slovakia

In the case of the application of the legal action for the payment of any financial amount, the proposer shall bring the legal action to the court and ask for the issuance of the payment warrant in a simplified proceeding. It is necessary to pay the court fee of 6% of the dispute value, minimally EUR 16.50, for the issuance of the payment warrant. When the court acknowledges the evidences presented to the legal action are trustworthy and sufficient, it shall issue the payment warrant in an express proceeding. The payment warrant shall be subsequently delivered to the opponent by the court, while the opponent shall have 15-day period for protesting it and stating the facts considered by him/her/it to be important and why he/she/it does not accept the legal action. If the opponent does not protest or protests late, the payment warrant shall have the effects of the legal judgement and may serve as the basis for the execution.

If you are interested in debt recovery using an express proceeding by issuing the payment warrant please contact us.

Bill of Exchange (Cheque) - Payment Warrant

- The payment warrant (upon Bill of Exchange) is the form of the enforcement of a right in a simplified proceeding. The precondition for the implementation of the payment warrant is the existence of the bill of exchange or cheque. The plaintiff must provide the bill of exchange (cheque) in original. Upon the proposal of the plaintiff, the court shall issue the payment warrant that shall be delivered to the defendant while the opponent shall have 15-day period for the payment of the claimed amount and the costs of the proceeding or for making objections within the same period of time.

(Back to the beginning of the page)


Our law firm in Bratislava recovers debts in so called express proceeding. In the case the court fee is paid when filing the proposal and enclosing the form for the issuance of a payment warrant pursuant to the prescribed specimen issued by the Ministry of Justice of the Slovak Republic, the court shall issue the payment warrant within 10 days already.

(Back to the beginning of the page)



The attorney is obliged to keep secrecy on all facts he/she has learnt in relation to the legal service provision as well as the recovery of your money. Here is the difference against the debt recovery via various commercial companies. The companies are not legally bound by the secrecy obligation.

- The attorney may be deprived of the secrecy obligation only by the client or his/her legal successor after his/her death. The deprivation of attorney secrecy obligation by a client or his/her legal successor/s must be made in writing and addressed to the attorney. In the proceeding before a court, is possible to do so also orally while entering it in the protocol. However, the attorney is obliged to keep secrecy afterwards anyway, when it is clear from the circumstances of the case the client or his/her/its legal successor deprived him/her of the obligation under pressure or in distress.

Claim your receivables through experts!

(Back to the beginning of the page)


JUDr. Milan Ficek,
attorney at law, Bratislava